If in doubt, get a List out
I'm a great lover of writing lists, sometimes it can be seem as being rigid or anal retentive but I think they may life easier. Invariably the list you're creating is relating to something fun: from a shopping list (and who doesn't love those), your packing list for that much needed holiday and of course, the biggest list of all ... that all-important letter to Santa. Lists help you stick to a budget, can ensure you don't overpack your suitcase and also receive the presents you want. It also helps buy your loved ones the presents they would like, spend money of nice things that they wouldn't normally buy or be able to consider buying when dealing with the costs of living. This year, it seems like Christmas is fast approaching and I feel like I'm running out of time to get all my present shopping done. It would be quite easy to panic shop and buy anything that simply has been dressed-up to look Christmassy with a much higher price tag. I've asked ...